Van Insurance

Our Van Insurance product takes our customers’ needs into consideration, offering an impressive level of cover.

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We’re proud to say that 92% of Review Centre users recommend us!

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Dial Direct's Van Insurance features and benefits include:

Comprehensive
Third party, fire and theft
Third party only
Breakdown Cover
Total excess
Compulsory excess from £100, Voluntary excess from £0-500
Breakdown Cover
Total excess
Compulsory excess from £100, Voluntary excess £0
Breakdown Cover
Total excess
Compulsory excess £0, Voluntary excess £0
Breakdown Cover
RAC Breakdown cover
Included as standard in your Dial Direct van policy
Motor Legal Protection
Motor Legal Protection
Included as standard in your Dial Direct van policy
Personal belongings
Personal belongings
We'll cover your personal belongings too
Driving abroad
Driving abroad
Great news - you can take your van abroad
Medical expenses
Medical expenses
Cover up to £200 if you need medical help
Uninsured driver promise
Uninsured driver promise
Claim your excess if an uninsured driver is involved
Replacement locks
Replacement locks
Cover for your van door and/or boot locks
Emergency transport
Emergency transport
Help for you/your passengers if you have an accident
Windscreen cover
Windscreen cover
Covering the cost of repairing or replacing your glass
Audio equipment
Audio equipment
Cover for your audio, navigation and entertainment equipment
Personal accident cover
Personal accident benefits
A range of injuries covered for you and your partner

What it covers

  • Cover for loss or damage to your vehicle caused by accidental or malicious damage, fire, theft or attempted theft, or vandalism
  • Damage to glass
  • If your vehicle is involved in an accident caused by an uninsured motorist, any excess you have paid will be refunded
  • Cover for replacement locks if your keys are lost or stolen
  • Cover for loss or damage to your vehicle caused by fire, theft or attempted theft
  • Your liability to any person for death, bodily injury, or damage to property caused by an accident involving your vehicle
  • Third Party Fire and Theft cover whilst travelling abroad for up to 30 days in any one policy term
  • Your liability to any person for death, bodily injury, or damage to property caused by an accident involving your vehicle
  • Third Party Only cover whilst travelling abroad for up to 30 days in any one policy term

Things to think about

  • Loss or damage resulting from incorrectly maintaining or fuelling the vehicle is not covered
  • There is no cover for theft if the keys are left in or on the vehicle while it is left unattended
  • Loss or damage whilst the vehicle is left unattended without being properly locked is not covered
  • There is no cover to drive another person’s vehicle under this policy
  • There is no cover for damage to your vehicle caused by accidental or malicious damage
  • There is no cover for theft if the keys are left in or on the vehicle while it is left unattended
  • There is no cover to drive another person’s vehicle under this policy
  • There is no cover for loss or damage to your vehicle caused by accidental or malicious damage, fire, theft or attempted theft
  • There is no cover to drive another person’s vehicle under this policy

Tailor your insurance package

Dial Direct offers premium insurance products with a wide range of features and benefits, allowing you to build a truly comprehensive insurance product that fits with your needs and lifestyle. When selecting a product, please make sure that it meets your individual insurance needs.

 
Guaranteed Replacement Van

Guaranteed Replacement Van

Guaranteed Replacement Van

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Tools & Van Contents Cover

Tools & Van Contents Cover

Tools & Van Contents Cover

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Keycare Cover

Keycare Cover

Keycare Cover

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Making a claim

Need to make a claim? Call our 24 hour claims helpline where our team of specialist representatives will be there to help you every step of the way.

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Our fraud prevention measures

We work hard to provide a service that protects our customers. Take a look at what processes we have in place to prevent fraud and keep our customers data safe.

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Frequently asked questions

Just like car insurance, there are three basic levels of van insurance available in the UK; Third Party Only (TPO), Third Party Fire and Theft (TPFT) and Comprehensive.

Third party only

This is the minimum level of cover that is required, by law, in order for you to drive a van.It covers:

  • Liability for injury to others

  • Damage to others property

  • Liability for damage caused whilst towing a trailer

Third party fire and theft

This provides the same level of cover that third party does with the following additional benefits:

  • Damage by fire

  • The theft of your own van

  • Damage to your van caused during an act of theft

Please be aware that third party fire and theft does not cover accidental damage to your own vehicle or property. This cost will have to be covered by yourself in the event of an accident.
Comprehensive

Comprehensive cover is the most extensive van insurance cover that is available and includes everything that third party fire and theft does with the following additional benefits:

  • Loss or damage to your own van

  • Windscreen cover

  • Personal effects cover

  • Accidental damage

  • Medical expenses

To get a van insurance quote with Dial Direct please click here.

If you use a van for business purposes, whether that’s delivering goods, holding goods or driving to and from the office you will need commercial van insurance. If you use your van to run daily errands and do not use it to drive to work; you will require personal use insurance.

To get a commercial or private van insurance quote with Dial Direct please click here.

To get a van insurance quote you will need to have personal information such as your date of birth, address, occupation and claims history to hand. You will also need your vehicle information, this includes; your vehicle registration, make and model, your vehicle use, security information and information on where the vehicle is kept day and night.

It is your responsibility to ensure that to your knowledge, all questions are answered truthfully. If information gathered during the application process is found to be incorrect then your insurance policy and any claims that you make would be invalid and the insurer may not pay out.

Before you make your final decision, always double check your personal information and policy details, making sure the policy you choose has the right level of cover that you require.

To get a van insurance quote with Dial Direct please click here.

Insurers will ask a series of questions when calculating your van insurance quote. This will help the insurer to determine the risk that they are potentially taking and how likely you are to make a claim. There are certain factors that can affect how much you pay for your van insurance, these include:

  • Your claims history

  • The vehicles age and value

  • Additional drivers

  • Driving convictions

  • Medical conditions

  • Where your van is kept overnight

  • Your postcode

  • Proposed annual mileage

  • Your occupation

  • Your vehicles use (commercial or private)

  • Security measures

You may be asked for additional information or specific proof depending on what the insurance provider is requesting.

To get a van insurance quote with Dial Direct please click here.

  • 92% of Review Centre users would recommend us
  • RAC Breakdown Assistance included as standard
  • Motor Legal Protection included as standard
  • Tools Cover available to add to your policy


To get a van insurance quote with Dial Direct please click here.

Please refer to the policy document for full terms, exclusions and limitations.

Read our full guide regarding van insurance here

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