What factors could affect how much I pay for my car insurance?
When calculating your car insurance quote you will be asked a series of questions that will help the insurer determine the risk that they are potentially taking and how likely you are to make a claim on your car insurance policy. There are certain factors that can affect how much you pay for your car insurance, these include:
- Your claims history
- Your car’s age and value
- Any claims made by your additional drivers
- Any driving convictions that you or your additional drivers have
- Any modifications you have made to the car away from the manufacturers original specifications
- Where your car is kept overnight
- Your postcode
- The proposed annual mileage
- Your occupation
- Your vehicles use (commercial or private)
- Security measures
You may be asked for additional information or specific proof depending on what the insurance provider is requesting.