What does Dial Direct Buildings Insurance cover me for?

Dial Direct Buildings Insurance will cover your home and any outbuildings that are within the boundary of your property, for damage, up to £1 Million, subject to terms and conditions. See the below breakdown of what Dial Direct will cover you for as part of our standard Buildings Insurance policy.

What is covered with Dial Direct Building Insurance?

  • £1million damage to your home and any outbuildings within the boundary of your property, subject to terms and conditions
  • Property owners liability up to a limit of £2million
  • Accommodation fees up to £15,000 or 20% of the buildings sum insured (whichever is lower) should your home be uninhabitable following an event where a claim has been made

What events are covered with Dial Direct Buildings Insurance?

  • Fire and smoke damage
  • Storm and flood damage (including lightning, thunderbolt and earthquake damage)
  • Water and oil damage from any appliance or fixed water or heat installation
  • Vandalism or malicious acts (including riots, strikes and civil commotion)
  • Theft and attempted theft
  • Subsidence, heave or landslip within the boundaries of your land
  • Damage caused by falling trees